bKash vs Nagad vs card: choosing the right payment method

Every payment method on Arjocart is secure — but each has its own strengths. Compare speed, cashback, and refund times to pick the best one for your order.

Arjocart accepts bKash, Nagad, Rocket, Upay, cards, and Cash on Delivery. All prepaid payments are processed through licensed gateways, and Arjocart never stores your PIN or full card number.

bKash and Nagad are ideal for quick mobile payments and frequently carry campaign cashback during Eid and Pohela Boishakh sales. Card payments through SSLCommerz suit larger purchases and international cards.

Refund timelines differ slightly by method: prepaid refunds return to your original method within 5 to 7 working days, while COD refunds are sent to your bKash or Nagad wallet after you confirm the account.

Whichever you choose, look for the secure padlock at checkout and always confirm the final amount before authorising the payment.